Sample Plan

Taxable Investment Account Review

A household with a large brokerage account wants to know whether the portfolio is being managed tax-efficiently.

The Scenario

The situation behind this sample plan.

This hypothetical household owns a taxable brokerage portfolio with embedded gains, harvestable losses, and some tax-inefficient holdings.

What the Review Looks For

Potential tax blind spots reviewed in this scenario.

01

Unrealized capital gains exposure

02

Unharvested tax losses

03

Wash sale rule awareness

04

Tax-inefficient holdings in taxable accounts

05

Concentrated position planning

What the Sample Report Includes

A written plan with planning areas and next steps.

Portfolio composition review

Unrealized gains exposure

Tax-loss harvesting opportunities

Suggested replacement securities for tax-loss harvesting

Asset location analysis

Estimated tax drag and action plan

Potential Opportunities

What the planning process may help clarify.

Harvest losses to offset gains

Reduce annual portfolio tax drag

Improve asset location

Create a multi-year diversification plan

Want to see what your own tax plan may be missing?

Start with a short intake. If there is a fit, the next step is a deeper review of your documents and a written tax planning summary.

Sample reports are hypothetical and provided for illustrative purposes only. They do not represent actual client experiences and should not be interpreted as tax, legal, accounting, investment, or financial advice.