Sample Plan

Large Capital Gain Planning

A family preparing to sell a highly appreciated asset wants to understand tax options before closing.

The Scenario

The situation behind this sample plan.

This hypothetical family is considering selling a long-held rental property with a significant embedded gain and depreciation recapture.

What the Review Looks For

Potential tax blind spots reviewed in this scenario.

01

Federal long-term capital gains tax

02

Depreciation recapture

03

Net Investment Income Tax

04

State tax exposure

05

Planning strategies that must happen before closing

What the Sample Report Includes

A written plan with planning areas and next steps.

Estimated gain calculation

Tax impact without planning

Pre-sale optimization scenario comparison

Donor-advised fund contribution strategy

Tax-loss harvesting strategy

Installment sale and partial 1031 exchange discussion

Estimated tax payment schedule

Potential Opportunities

What the planning process may help clarify.

Reduce current-year tax liability

Defer a portion of the gain

Use charitable planning before liquidity

Coordinate closing timeline with tax strategy

Want to see what your own tax plan may be missing?

Start with a short intake. If there is a fit, the next step is a deeper review of your documents and a written tax planning summary.

Sample reports are hypothetical and provided for illustrative purposes only. They do not represent actual client experiences and should not be interpreted as tax, legal, accounting, investment, or financial advice.